Apply for Credit
Schedule an Appraisal


At Richmond Ford West, we're thrilled to play a part in helping our friends throughout Glen Allen, Ashland, and Rockville, Virginia, when it's time to help them get behind the wheel of their favorite Ford model. While browsing, learning, and test driving are integral parts of the process, the final step is going through Ford financing. 

Our Ford finance center is here to help you establish the right set of terms to get you on the road in the car you love! Learn more about why to buy your car from Richmond Ford West!

Getting Your New or Used Ford Financed

Once you've set your sights on the right Ford and have taken the time to test drive it, the next step is to meet with our finance team. From there, you'll head into our finance center to start analyzing your options for financing and auto loans.

Our financial experts can assist you with reviewing your options to determine which plan best suits your lifestyle. They'll carefully go over the varying terms and conditions so that you can understand what you can expect with your auto loan, such as:

  • Interest rates
  • Monthly payments
  • Auto loan length

After careful review, you can decide which plan and rate are right for you. After you sign, our financers will bounce the numbers off our lenders, and we'll have the plan set to get you back out on the road!

New vehicle financing at our Ford dealership comes with a few extra perks, like our exclusive 100,000-mile limited warranty and $250 in service coupons, as well as a chance to purchase our VIP maintenance package Driven +.

You'll also have the opportunity to attend New Owners Seminars. These are events where we teach new Ford owners about their vehicles and answer any questions they have about their cars. We even give away some prizes!

Used Ford Financing

Our finance team can help you get a great deal if you're interested in a pre-owned Ford vehicle. Each used vehicle purchase at our dealership comes with a few extra perks, such as:

  • Low-rate financing
  • Up to a 100,000-mile warranty
  • 72-hour exchange policy

We strive to treat used vehicle customers with the same financing and respect as new vehicle customers. That's why we provide these benefits, helping to ensure you can confidently select your vehicle. Want a great deal on a used car? Shop the bargain inventory at Richmond Ford West.

Helpful Financing Tools

While financing is the final process of the car-buying experience that you'll need to go through before embarking on your first adventures, we have a few tools you can utilize to help you get more out of the experience and help you prepare for it, like:

Our credit estimator and payment calculator tools can help when you're crafting your vehicle budget. The credit estimator helps approximate your interest rate on an auto loan based on your credit score. The payment calculator can estimate what a specific vehicle will cost per month-factor in your down payment, loan length, potential interest rate, and other helpful elements.

Do you have a vehicle you'd like to trade in for your next Ford? Find out how much it's worth thanks to our Value Your Trade tool. You can factor this information into your budget and begin the trade-in process! Do you have a car you're looking to sell? We buy cars at Richmond Ford West!

You can get the process started before heading to our dealership by filling out our credit application. This application is encrypted, so you can rest easy knowing that your information is secure and only gets shared with our finance team. Once we get your application, we can start running checks and seeing which loan options and rates are available to you. When you arrive, the paperwork will be set so your financing experience can be streamlined.

Available Ford Leases

Is a Ford lease a better fit for your lifestyle? Leasing is a great option for drivers who aren't exactly sure if they want to buy. It gives you a Ford vehicle for a few years to help you get around.

Unsure if leasing is right for you? Speak with our team about buying vs. leasing. Leasing is an excellent option for drivers not looking for a long-term vehicle commitment. On average, leases last a couple of years.

Leasing is also a good option for drivers who love exploring the latest technology and features. Leases are typically done with new vehicles, so you can try out new models as they come out from Ford.

Once your Ford lease is up, you have three options:

  • Return the car
  • Purchase it out of the lease
  • Lease an entirely new Ford model

We often have lease specials available for the vehicles in our inventory. They often change, so be sure to check out our current Ford specials here!

Start Your Ford Financing Experience Today!

Start browsing the new and used Ford options at our dealership, or custom order your Ford online to get a sense of your options. When you're ready to make the decision, you can rely on our Ford finance team to help you land the deal that's best suited for your lifestyle.

We're here to help our neighbors in Glen Allen, Ashland, and Rockville, VA, find the right car with the right deal! Contact us today at Richmond Ford West to review your options and get the ball rolling on your financing.

Start Your Application

Contact Information

Purchase Timeframe

Your privacy is important to us.

Richmond Ford West takes your privacy seriously and does not disclose or sell your personal information to third parties without your consent. Read our privacy policy.